Your BCBSRI Medicare Advantage plan helps you stay healthy, active, and independent, with zero-cost coverage across pharmacy, dental, vision, and hearing. And to help you make the most of your benefits, you have a local team that is right by you.
Make the most of your plan with these benefits:
1. $0 copays for PCP visits and care to help you stay healthy
Your relationship with your primary care provider (PCP) is at the center of your healthcare experience—cost shouldn’t be a barrier in establishing a strong one. You have no copays for PCP appointments, your annual physical exam and well visit, preventive cancer screenings, and many vaccinations. Plus, $0 labs and X-rays!
2. $0 services to help you eat healthier and manage conditions
Need help making a plan for healthier eating? You can make a no-cost appointment with a participating registered dietitian or visit with one at Your Blue Store to discuss your nutritional needs and goals. And if you have diabetes, you pay nothing for blood glucose meters and test strips when you use preferred partner OneTouch®. You get even more $0 support for diabetes and/or hypertension management when you enroll in Teladoc Health®.
3. $0 high-quality dental coverage to protect your health
With a national dental network that gives you access to more than 55,000 dental providers—including 9 out of 10 here in Rhode Island—your teeth and gums can get the care they need when (and where) they need it. Preventive and comprehensive services are $0 for covered benefits, including annual cleanings, root canals, and periodontal service.
4. Affordable and convenient vision coverage
Your annual $0 exam can help you avoid vision impairment—or get the diagnosis you need to treat it. Need glasses and contacts? We’ve partnered with EyeMed1 to offer you a convenient and affordable shopping option at local independent providers, national retailers, and online. Get $200 or more for eyewear, and enjoy additional savings when you buy from an EyeMed provider. Prefer to shop at an out-of-network licensed vision provider? There’s an easy reimbursement process.
5. Hearing aids starting at $0
Taking care of your hearing can help you stay safe by avoiding dizziness and falls. It can also help you more closely follow conversations. All of our plans include a $0 annual exam (in person or online), plus a broad range of hearing aid options from top brands.2 For many plans, hearing aids start at $0.3
6. A Flexible Benefit Card that makes it easy to pay for products and services
With this card, you get $75 or more per quarter (depending on plan) to spend on 700+ over-the-counter everyday health items4, plus $200 or more per year (depending on plan) to help pay for dental and hearing services. Our Flexible Benefit Card makes it easy to pay for the products and services you need the most. Use it like a credit card, no need for a PIN.
7. $0 Pharmacy deductible and generic drugs
With a $0 pharmacy deductible, you can immediately take advantage of low or $0 copays for Tier 1 and Tier 2 drugs in your plan’s formulary—including many generics. You can also save time and money by signing up for mail order prescriptions (plus, having your meds on hand can make it easier to take them on time and as directed). Pay $0 for a 100-day supply of many generic drugs in Tiers 1 and 2—with discounts on others—and have them delivered, no matter which plan you have.5
8. $0 fitness & wellness benefit
Exercise whenever and wherever you choose with FitOn Health6. You have access to 13,000+ gyms, studios, and community centers as well as home fitness accessories, an exercise video library, and a nutrition program that includes meal plans and 500+ recipes. All at no cost to you!
9. Point-of-service benefit for out-of-state flexibility
Our local network includes 12,000 providers and 100% of Rhode Island hospitals, but with your POS benefit, you can also receive services from providers and hospitals out of state—giving you flexibility whenever you need it.
1EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.
2Hearing benefit is administered through NationsHearing. To get started, call 1-866-708-1234 (TTY:711) or visit nationshearing.com/BCBSRI.
3BlueCHiP for Medicare Core (HMO) hearing aid copays start at $200.
4Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores.
5Your actual savings depend on the drugs you take. Call our Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711) for more information on mail order options. Available with all plans except BlueCHiP for Medicare Core.
6Use of the FitOn Health service is subject to the Terms of Use and Privacy Policy, available at fitonhealth.com. ©Peerfit, Inc. dba FitOn Health 2025. All rights reserved.