Your well-being is about your health and your quality of life, and so is your BCBSRI Medicare Advantage plan. In 2024, you’ll find that your plan includes everything you need—and more of what you want (while keeping money in your pocket!).
You’ll continue to enjoy zero-cost coverage across pharmacy, dental, vision, and hearing, plus benefits that help you stay active and independent.
Here are some highlights of your 2024 plan:
1. Prescription benefits that save you money and provide peace of mind
Most BCBSRI Medicare Advantage plans1 offer a $0 pharmacy deductible. This means you can take advantage of $0 generic drugs and low copays on brand drugs as soon as your plan begins by using our Preferred Retail and Mail Order networks. Our Preferred Retail Pharmacies include CVS Pharmacy®, Stop & Shop, Walmart, PillPack, and independent pharmacies throughout Rhode Island. With Preferred Mail Order, you’ll pay $0 for a 90-day supply of many generic drugs and have them delivered.2
2. Enhanced! High-quality dental coverage in all plans
Preventive and comprehensive services are $0 for covered benefits, including annual cleanings, root canals, and
periodontal service. For BlueCHiP for Medicare Value (HMO-POS) members, there is an annual benefit maximum increase to $1,500. HealthMate for Medicare (PPO) members will still enjoy a $2,000 calendar year maximum.
3. New! More convenient and more affordable vision coverage
On top of your $0 routine annual vision care coverage, you’ll receive $200 or more* for contacts, lenses, and frames. Since we’ve partnered with EyeMed3 to offer your hardware benefit, you’ll receive additional savings when buying from an EyeMed provider. You’ll get immediate access to your benefit—no need to wait for reimbursement.
4. New! Hearing aids starting at $0
All of our plans feature $0 routine office visits and annual hearing exams (online or in-person). Most of our plans also include two new hearing aids annually, available starting at $0 with a broad choice from top brands.**
5. A Flexible Benefit Card that makes it easy to pay for products and services
With this card, you get $60 or more per quarter (depending on plan) to choose from hundreds of over-the-counter (OTC) everyday health items.4 Plus, you get $175 or more per year (depending on plan) to pay for dental and hearing, including any balances or copays on covered services. This is in addition to your standard benefits. Keep an eye on your mail—all members will receive a new Flexible Benefit Card for 2024.
6. $0 national gym benefit and home fitness kits
Use your Silver&Fit®5 benefit to gain strength, improve flexibility, and maintain cardiovascular health. Work out at home with a $0 fitness kit or visit over 16,500 fitness centers across the country—including Healthtrax, YMCA, Planet Fitness, Anytime Fitness, and more than 50 others across the Rhode Island area.
7. $0 help around the house
Get hands-on help at home, available 7 days a week. Helpers visit you to offer support with chores, errands, cable, and internet. They can also keep you company and make great board game opponents! These helpers can assist with your non-medical needs after surgery or an injury—or when you're just not feeling your best.
8. $0 private rides
Schedule private rides6 (at no cost!) to the places that support your health and wellbeing: primary care providers, specialists, senior and community centers, libraries, and Your Blue Store. Whether you’re without a car or worried about driving, call for a ride.
9. $0 meal deliveries to your home
We want to make it easier for you to eat well, so you can get well. We have partnered with Millonzi Fine Catering to provide you with a week's worth of healthy prepared meals after a hospital or skilled nursing facility (SNF) stay.7
We Have Plans for Everyone
Qualify for Extra Help?
You could get even more benefits with our ACCESS program. If you qualify, you’ll have all of the benefits available with BlueCHIP for Medicare Value, plus even lower copays, even more services, and a growing network of providers.
Eligible for Medicare + Medicaid?
BlueRI for Duals (HMO D-SNP) may be the best plan for you. This plan gives you even more $0 benefits to keep you healthy. You’ll also get $160/month to buy a combination of groceries† and everyday health items and $1,500/year to spend on a combination of dental and hearing services. Call (401) 277-2958 or 1-800-267-0439 (TTY: 711) to find out more.
*BlueCHiP for Medicare Value vision hardware allowance: $200; HealthMate for Medicare (PPO) vision hardware allowance: $300.
**For BlueCHiP for Medicare Core (HMO), hearing aids start at $200.
1All BCBSRI Medicare Advantage plans except BlueCHiP for Medicare Core include prescription drug coverage.
2Pay $0 copay for a 90-day supply of many generic drugs in Tiers 1 & 2. Your actual savings depend on the drugs you take. Call our Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711) for more information on mail order options. Available with all plans except BlueCHiP for Medicare Core.
3EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.
4Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount.Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores.
5The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit is a trademark of ASH and used with permission herein. The people in this piece are not Silver&Fit members. Participating facilities and fitness chains may vary by location and are subject to change.
6Available within our service area for HMO & HMO-POS plans only/PPO plan has out-of-service benefit of 50% coinsurance/trip. Any trip over 20 miles will count as additional trips and will be subtracted from your 24 trip total.
7Get a week's worth of meals delivered to your door up to four times a year when you get home from an inpatient hospital stay or skilled nursing facility (SNF). For more information on the meals program, call (401) 615-7891.
†You must qualify for Extra Help.