9 Benefits to Help Keep You Healthy

Your BCBSRI Medicare Advantage plan helps you stay healthy, active, and independent. And our local team is here to help you make the most of your coverage and benefits.
Make the most of your plan with these benefits:
1. $0 copays for PCP visits and care to help you stay healthy
Our Medicare Advantage plans have no copays for PCP appointments, annual physical exams and well visits, preventive screenings, and many vaccinations. Plus, $0 labs! 1
2. $0 services to help you eat healthier and manage conditions
Need help making a plan for healthier eating? You can make a no-cost appointment with a participating registered dietitian to discuss your nutritional needs and goals.
3. $0 dental coverage to protect your health
With a national dental network that gives you access to more than 55,000 dental providers—including 9 out of 10 here in Rhode Island—your teeth and gums can get the care they need when (and where) they need it. Preventive coverage (cleanings, annual exams, and X-rays) is included with all plans. And most plans also include coverage for root canals and periodontal services.
4. Affordable and convenient vision coverage
Your annual $0 exam can help you avoid vision impairment—or get the diagnosis you need to treat it. Need glasses and contacts? We’ve partnered with EyeMed2 to offer you a convenient and affordable shopping option at local independent providers, national retailers, and online. Get $100 or more for eyewear, and enjoy additional savings when you buy from an EyeMed provider. Prefer to shop at an out-of-network licensed vision provider? There’s an easy reimbursement process.
5. A $0 annual exam for your hearing
Taking care of your hearing can help you stay safe by avoiding dizziness and falls. It can also help you follow conversations more closely. All of our plans include a $0 annual exam, and some plans include hearing aid options.3
6. An over-the-counter (OTC) allowance to help you pay for everyday health items.
We load $25 or more per quarter (depending on plan) onto your Flexible Benefit Card4 to help you buy over-the-counter everyday health items like allergy tablets, pain relievers, toothpaste, and more. Be sure to activate your card before trying to use it.*
7. Reliable prescription drug coverage
Take advantage of low or $0 copays for Tier 1 and Tier 2 drugs in your plan’s formulary—including many generics. You can also save time and money by signing up for prescription delivery (plus, having your meds on hand can make it easier to take them as directed). With most plans, you’ll pay $0 for a 100-day supply of many generic drugs in Tiers 1 and 2—with discounts on others—and have them delivered at no cost.5
8. $0 fitness benefit
Your fitness benefit includes no-cost access to unlimited online exercise videos and one monthly membership to a fitness center within the Silver&Fit® program's network. There are $0 membership options for all BCBSRI Medicare Advantage plans.6 You can also enjoy free fitness classes at all five Your Blue StoreSM locations.
9. Point-of-service (POS) benefit for out-of-state flexibility
Our local network includes 12,000 providers and 100% of Rhode Island hospitals, but with your POS benefit, you can also receive services from providers and hospitals out of state—giving you flexibility whenever you need it.
1BlueCHiP for Medicare Essential (HMO-POS) has a $160 medical deductible which must first be met before BCBSRI begins sharing the cost of certain outpatient services.
2EyeMed Vision Care is an independent company, contracted by Blue Cross & Blue Shield of Rhode Island to provide vision hardware benefit management services.
3Hearing benefit is administered through NationsBenefits. To get started, call 1-866-304-2138 (TTY: 711) or visit bcbsri.nationsbenefits.com.
4Unused benefits do not roll over to the next benefit period. You cannot exceed your benefit amount. Prices, brands, and items vary from store to store. Purchases made online or by phone using the catalog may also be different than what you find in stores.
*This benefit is included with all plans except BlueCHiP for Medicare Essential (HMO-POS)
5Your actual savings depend on the drugs you take. Call our Medicare Concierge team at (401) 277-2958 or 1-800-267-0439 (TTY: 711) for more information on mail order options. Available with all plans except BlueCHiP for Medicare Core (HMO).
6The Silver&Fit program is provided by ASH Fitness, a subsidiary of American Specialty Health Incorporated (ASH). All programs and services are not available in all areas. Silver&Fit and the Silver&Fit logo are trademarks of ASH and used with permission herein. Other names and logos may be trademarks of their respective owners. Limitations and restrictions may apply. Fitness center participation may vary by location and is subject to change.